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Health Insurance Fees

STUDENT HEALTH INSURANCE COVERAGE FOR SPRING SEMESTER
EFFECTIVE DATES, JANUARY 1 – AUGUST 14, 2020

REQUIREMENTS AND PRICING INFORMATION

ARE YOU A FULL-TIME MAIN CAMPUS UNDERGRADUATE OR GRADUATE STUDENT BEGINNING CLASSES IN THE SPRING SEMESTER 2020?
IF SO, PLEASE READ THIS IMPORTANT INFORMATION!

Requirements: All full-time main campus undergraduate and graduate students must be covered under a health insurance plan and provide the University with evidence of coverage that is fully compliant with the Patient Protection Affordable Care Act (PPACA) through a U.S. based insurance company and claims administrator. Students who do not have a compliant ACA plan, or do not waive the University Student Insurance Plan, will be automatically enrolled in and billed for Student Insurance Plan at the University.

  • Pricing and Policy Information about the University’s Student Insurance Plan: The cost for the SPRING SEMESTER 2020 Student Insurance Plan is $700. The effective dates of policy coverage begin January 1, 2020, 12:01 a.m. and ends August 14, 2020, at 12:01 a.m. The Student Health Insurance Plan is administered by Commercial Travelers, underwritten by the National Guardian Life Insurance Company, and managed by Gallagher Student Health and Special Risk. The plan protects a student at school, at home, and while traveling or studying abroad. Plan benefit information, including co-payments, deductible amounts, and additional information are available at the Gallagher Student Health website, www.gallagherstudent.com/Post. At this link, you can also review standard frequently asked questions, under the FAQ section to ensure your current policy meets the same PPACA guidelines.
  • Why and How to Complete a Waiver: If you already have insurance that meets the basic standards as outlined at www.gallagherstudent.com/Post, then you must complete a waiver. At this link, click on ‘Student Waive’ under ‘Student Access’. If using a mobile device, click ‘Quick Links’, then ‘Student Waive’.
  • What Happens if I Do Not Waive the University Coverage Each New Policy Year? What Happens if I Waive and My Waiver is Denied? Unless you complete a waiver and follow the instructions, the cost of this insurance plan will be automatically added to your account bill and Post University will remit the fee to Gallagher Student Health on your behalf. If after waiving the University’s plan, your waiver is denied, follow further instructions. Thereafter, if the information is not provided or still not approved, you will need to enroll in the University plan and the cost will be added to your account. Keep in mind that students who already have an insurance plan must waive the University plan at the beginning of each new policy period.

 

ONLINE WAIVER PROCESS

The deadline date to waive your enrollment in the SPRING 2020 insurance program is February 3, 2020. If you do not waive coverage by February 3, 2020, you will remain in, and be billed for, the Post University Student Insurance Plan for the entire policy year. IMPORTANT: After you waive the coverage online, check back within 24 hours to understand what else may be required. If your waiver is approved, you will know; if your waiver is denied, the message will clearly state you need to take further action (such as upload information to provide additional proof of current coverage). If you do not resolve any pending issues, you will be enrolled and billed for the University’s coverage.

NOTE: You must have your University Student ID number to waive coverage at the Gallagher Student site. Your Student ID will be provided to you when you register for SPRING SEMESTER classes. If you need to obtain your Student ID number, please contact your student financial aid advisor, or Office of Student Finance at 203.596.4527. Gallagher Student Health is available for questions on the insurance plan at 888.538.0398. Customer service agents are available to assist you Monday through Friday, 8:30 a.m. to 7:00 p.m. (EST).