Health Insurance Fees

STUDENT HEALTH INSURANCE PLAN

2023-2024 Academic Year

Insurance Requirement: Full-Time main campus undergraduate and graduate students are required to be enrolled in a plan that is fully compliant with the Affordable Care Act (ACA) and provides comprehensive benefits in the geographical area surrounding the Post University campus. Students approved to study remotely are required to have comprehensive benefits in the area in which they live.

Waive or Enroll: Domestic students must waive the Student Health Insurance Plan (SHIP) by documenting comparable coverage or confirm enrollment in the SHIP by the deadline. Students who do not respond will be enrolled in and responsible for the cost of the SHIP. All international students are automatically enrolled in the SHIP and do not have access to the waiver form.

Insurance Cost & Coverage Periods

Plan Highlights

Wellfleet insures the 2022-2023 Post University Student Health Insurance Plan (SHIP). The SHIP is compliant with the Affordable Care Act (ACA) and includes access to Cigna’s National Network of PPO Providers. Students do not have to select a primary care physician and referrals are not required.

Post University has partnered with University Health Plans to administer the SHIP and help with any waiver, enrollment, or general benefit-related questions. University Health Plans can be reached at 833.250.8990 or [email protected]. For specific benefit questions or claims, please contact Wellfleet at 833.250.8990.

Eligibility

All full-time main campus undergraduate and graduate students are eligible for the SHIP. Home-study, correspondence, and online courses do not fulfill this requirement. Once you meet eligibility for the first 31 days from the effective date of your enrollment in the SHIP, you are enrolled for the remainder of the coverage period if you do not submit a waiver form by the deadline.

International Student Process

International students are automatically enrolled in the SHIP and do not need to take any action to enroll. International students are required to enroll in the SHIP and do not have access to the waiver form.

Waiver Process

Domestic students covered by an Affordable Care Act (ACA) compliant health insurance plan that provides coverage in the geographical area surrounding the Post University campus, can opt-out of the SHIP by completing the waiver form. Before waiving, compare the cost, coverage, and benefits of the SHIP to your existing plan. If you are enrolled in an out-of-state Medicaid, HMO or EPO plan, your coverage may be limited in the geographical area surrounding Post University. Urgent or emergency-only coverage near the campus does not meet the waiver requirements. Contact your insurance company’s member service department to verify your plan provides non-emergency benefits near the campus. If you do not submit a waiver form by the deadline above, you will be enrolled in the SHIP and responsible for the cost of the insurance plan.

Enrollment Process

Domestic students intending to purchase the SHIP should complete the enrollment form to initiate enrollment in the SHIP. Please allow 7 days after you submit an enrollment form for your enrollment to be activated in the insurance company’s database. Student information is not sent to the insurance company until after the deadline unless the enrollment form is submitted.  Domestic students who do not submit an enrollment form by the deadline will be enrolled in the SHIP retroactive to the policy effective date and responsible for the insurance premium.

Qualifying Event Enrollment

Students who waive the SHIP may not voluntarily enroll until the next policy year. However, students may qualify for special enrollment rights if they incur an involuntary loss of other coverage. To request an enrollment form and premium quote, contact University Health Plans at 833.250.8990 or [email protected]. You must submit all qualifying event enrollment paperwork and documentation within 30 days of the qualifying event.